Learn about the benefits of the National Flood Insurance Program
If you own property in the 100-year floodplain, you understand the importance of protecting your home or business from flood risks. Yet, only 10% of property owners in Black Mountain’s floodplain are currently enrolled in the National Flood Insurance Program (NFIP).
We urge you to join the NFIP and take this critical step in safeguarding your investment and our community.
Why NFIP matters for you
Affordable Coverage: NFIP provides reliable and affordable insurance specifically designed for flood-prone areas, offering more financial security than many private insurance plans.
Protection Against Major Expenses: Flood repairs can be costly and unexpected. With NFIP coverage, you’re better equipped to manage the financial impact of floods and reduce out-of-pocket costs for repairs and replacements.
Peace of Mind: Severe weather events are unpredictable, and the 100-year floodplain is susceptible to flooding risks. With an NFIP policy, you’ll have greater peace of mind knowing you’re covered should a flood event occur.
Supporting a resilient community in Black Mountain
In addition to protecting individual properties, higher NFIP participation benefits the entire community by reducing overall flood recovery costs and improving Black Mountain’s eligibility for federal assistance programs.
How does this work? The Town of Black Mountain’s participation in the National Flood Insurance Program brings critical benefits for both the community and individual property owners. By joining the NFIP, the town gains access to federal resources and financial assistance that support flood prevention, recovery efforts, and infrastructure improvements, making the community more resilient to future flooding events. For property owners, this means greater peace of mind and protection through access to affordable, government-backed flood insurance. NFIP participation also enables the town to qualify for federal disaster aid and grants, reducing the financial burden of flood recovery on residents.
Additionally, increased participation in the NFIP can help improve the town’s Community Rating System (CRS) score, potentially lowering insurance premiums for policyholders and encouraging further investment in flood mitigation efforts across Black Mountain. Through the NFIP, property owners and the town work together to create a safer, more prepared community.
Join the NFIP today
Getting started with the NFIP is easy. Visit floodsmart.gov to learn more, or contact our Floodplain Administration Office for assistance. By participating in NFIP, you’re taking an important step toward protecting your property, your financial stability, and your town.
